Glossary
Payroll & Recordkeeping

Pay Stub

The document accompanying each wage payment that shows how employee pay was calculated, required to meet California's detailed itemization standards.

What Is a Pay Stub?

A pay stub (also called a paycheck stub or earnings statement) is the document that accompanies each wage payment and details how an employee's compensation was calculated. In California, pay stubs must meet the strict requirements of Labor Code Section 226, which mandates nine specific pieces of information on every pay stub provided to employees.

While the terms "pay stub" and "itemized wage statement" are often used interchangeably, they refer to the same legally required document. California's pay stub requirements are among the most detailed in the nation, and non-compliance can result in penalties even when employees are paid correctly.

Required Pay Stub Information

California Labor Code Section 226(a) requires every pay stub to include these nine elements:

The Nine Required Elements

# Required Element Description
1 Gross wages earned Total compensation before deductions
2 Total hours worked Actual hours for non-exempt employees
3 Piece-rate information Units and rate if applicable
4 All deductions Every deduction itemized separately
5 Net wages earned Take-home pay amount
6 Pay period dates Inclusive start and end dates
7 Employee name and ID Name plus last 4 of SSN or employee ID
8 Employer name and address Legal name and physical address
9 Hourly rates and hours Each rate with corresponding hours

Element Details

1. Gross Wages Earned

Must include all compensation for the pay period:

  • Regular wages
  • Overtime pay
  • Double time pay
  • Commissions
  • Bonuses
  • Piece-rate earnings
  • Any other compensation

2. Total Hours Worked

Required for all non-exempt employees:

  • Must be actual hours, not estimated
  • Should match timekeeping records
  • Not required for exempt salaried employees

3. Piece-Rate Information

For employees paid by the piece:

  • Number of units earned
  • Applicable rate per unit
  • Rest period compensation (separate)
  • Nonproductive time compensation (separate)

4. All Deductions

Each deduction must be itemized:

Deduction Type Must Be Listed As
Federal tax Federal Income Tax Withholding
State tax CA State Income Tax
Social Security Social Security/FICA
Medicare Medicare
State disability CA SDI
Insurance Health Insurance Premium
Retirement 401(k) Contribution
Garnishments Specific garnishment description

5. Net Wages Earned

The actual amount the employee receives:

  • Gross wages minus all deductions
  • Must match payment amount exactly
  • Should be clearly labeled

6. Pay Period Dates

Specific dates covered:

  • Start date of pay period
  • End date of pay period
  • Cannot be vague (e.g., "January" is not sufficient)

7. Employee Name and Identification

Employee identification:

  • Full legal name
  • Either last four digits of SSN OR employee ID number
  • Employee ID preferred for privacy protection

8. Employer Name and Address

Employer identification:

  • Legal business name (not just DBA/trade name)
  • Complete physical address
  • P.O. Box alone is not sufficient

9. Hourly Rates and Corresponding Hours

When employee works at multiple rates:

  • Each hourly rate must be listed
  • Hours worked at each rate must be shown
  • Overtime rates shown separately

Sample Compliant Pay Stub

===============================================================
                    TIMEWAVE SCHEDULING, INC.
               456 Market Street, San Francisco, CA 94102
===============================================================
Pay Period: 03/01/2024 - 03/15/2024      Pay Date: 03/22/2024
Employee: Maria Garcia                    ID: EMP-4521
===============================================================

EARNINGS
---------------------------------------------------------------
Description              Hours       Rate          Amount
---------------------------------------------------------------
Regular                  72.00      $22.00       $1,584.00
Overtime (1.5x)           8.00      $33.00         $264.00
Saturday Premium         16.00       $2.00          $32.00
---------------------------------------------------------------
GROSS PAY                                        $1,880.00
===============================================================

DEDUCTIONS
---------------------------------------------------------------
Federal Income Tax                                 $225.60
CA State Income Tax                                $112.80
Social Security (6.2%)                             $116.56
Medicare (1.45%)                                    $27.26
CA SDI (1.1%)                                       $20.68
Medical Insurance                                  $125.00
Dental Insurance                                    $25.00
401(k) Pre-Tax (6%)                               $112.80
---------------------------------------------------------------
TOTAL DEDUCTIONS                                   $765.70
===============================================================

NET PAY                                          $1,114.30
===============================================================

YEAR-TO-DATE
Gross Wages: $11,280.00   Deductions: $4,594.20   Net: $6,685.80
===============================================================
TOTAL HOURS WORKED THIS PERIOD: 80.00
Regular: 72.00 | Overtime: 8.00
===============================================================

Electronic vs. Paper Pay Stubs

Paper Pay Stubs (Default)

Paper pay stubs must be provided unless employee opts for electronic:

Requirement Details
Timing At time of wage payment
Format Legible, on paper
Availability Employee can review before cashing check
Retention Employer keeps copy 3 years

Electronic Pay Stubs

California permits electronic pay stubs only with conditions:

Mandatory Requirements:

  1. Voluntary consent - Employee must opt in
  2. Separate authorization - Cannot be bundled with direct deposit consent
  3. Free access - Employee must access without charge
  4. Printable - Employee must be able to print at no cost
  5. Paper on request - Must provide paper copy if asked
  6. Continued access - Available for at least 3 years

Electronic Consent Best Practices

Do Don't
Get explicit written consent Assume consent from direct deposit
Explain how to access statements Require special software
Confirm employee has computer access Force use of personal devices
Allow opt-out at any time Make paper requests difficult
Provide clear instructions Hide access information

Sample Electronic Consent Language

ELECTRONIC PAY STUB AUTHORIZATION

I voluntarily consent to receive my itemized wage statements
electronically. I understand that:

- I can access my pay stubs at [system/website]
- I can print my pay stubs at no cost
- I can request paper pay stubs at any time
- I can revoke this consent at any time
- My pay stubs will remain accessible for at least 3 years

[ ] I consent to electronic delivery of wage statements
[ ] I prefer to receive paper wage statements

Signature: _________________________ Date: ___________

Common Pay Stub Errors

Information Errors

Error Problem Solution
Wrong employer name Using DBA only Include legal name
Missing address P.O. Box only Add street address
Wrong dates Vague period description Use specific dates
Missing hours No total hours for hourly employees Add hours worked

Calculation Errors

Error Problem Solution
Overtime rate Wrong multiplier used Use correct 1.5x or 2x rate
Regular rate Not including all compensation Include bonuses, etc.
Net pay Doesn't match gross minus deductions Verify calculations
Hours Don't match timekeeping records Reconcile systems

Deduction Errors

Error Problem Solution
Bundled deductions "Taxes" instead of itemized Separate each deduction
Missing descriptions Code numbers only Add descriptive names
Unauthorized deductions Illegal deductions listed Remove improper deductions

Pay Stub Penalties

Statutory Penalties Under LC 226(e)

If pay stubs are non-compliant and employee suffers injury:

Violation Penalty Per Pay Period Maximum
First violation $50 $4,000
Subsequent violations $100 $4,000

Plus:

  • Actual damages suffered
  • Costs and attorney fees
  • Injunctive relief

What Constitutes "Injury"

Courts have found injury when employees:

  • Cannot determine if paid correctly
  • Must perform calculations to verify pay
  • Cannot identify employer for correspondence
  • Are denied required information

Even technical violations may constitute injury if they prevent verification of correct payment.

PAGA Penalties

Under the Private Attorneys General Act:

  • $100 per employee per pay period (initial)
  • $200 per employee per pay period (subsequent)
  • 75% to state, 25% to employees
  • Can result in substantial class-wide exposure

Special Situations

Multiple Rates of Pay

When employees work at different rates:

EARNINGS
Description              Hours       Rate          Amount
Cashier                  32.00      $17.00         $544.00
Floor Lead               24.00      $20.00         $480.00
Overtime - Cashier        4.00      $25.50         $102.00
Overtime - Lead           4.00      $30.00         $120.00
---------------------------------------------------------------
GROSS PAY                                        $1,246.00

Each rate must be listed with corresponding hours.

Piece-Rate Pay

Piece-rate employees require additional information:

PIECE-RATE EARNINGS
Units Completed: 500
Piece Rate: $2.00 per unit
Piece-Rate Total:                              $1,000.00

Rest Period Compensation (5 hrs @ $16.67):        $83.35
Recovery Period Compensation (1 hr @ $16.67):     $16.67
Nonproductive Time (2 hrs @ $16.67):              $33.34
---------------------------------------------------------------
GROSS PAY                                      $1,133.36

Commission Pay

For commissioned employees:

  • Show commission calculation method
  • List sales or transactions if practical
  • Include draw or advance information
  • Show reconciliation with prior periods

Tipped Employees

If tips are involved:

  • Cash tips reported by employee
  • Credit card tips paid through employer
  • Tip credits (if applicable)
  • Any tip pooling distributions

Pay Stub Retention

Employer Obligations

Requirement Standard
Retention period Minimum 3 years
Accessibility Must provide within 21 days of request
Format Original or copy acceptable
Location California-accessible storage

Employee Access Rights

Employees can request pay stub copies:

  • Written request required
  • Employer must respond within 21 calendar days
  • Can charge reasonable copying costs
  • Must provide copies of all statements requested
  • Former employees have same rights

Best Practices for Compliant Pay Stubs

Payroll System Requirements

Ensure your system can:

  • Generate all nine required elements
  • Calculate overtime correctly for California
  • Track multiple pay rates per employee
  • Itemize all deductions separately
  • Produce records for retention period
  • Handle electronic delivery with proper consent

Regular Audits

Review pay stubs periodically for:

  • All nine elements present
  • Employer legal name (not just DBA)
  • Complete street address
  • Specific pay period dates
  • Hours worked listed for non-exempt
  • Each rate shown separately
  • All deductions itemized
  • Calculations accurate
  • Net matches gross minus deductions

Training

Train payroll staff on:

  • California-specific requirements
  • How to handle special pay situations
  • Common errors to avoid
  • Employee inquiry procedures
  • Escalation for compliance questions

Integration with Time Tracking

Accurate pay stubs depend on accurate time records. Your system should:

  • Capture exact clock-in and clock-out times
  • Record meal and rest breaks
  • Track hours by rate or department
  • Calculate overtime under California rules
  • Export data directly to payroll

Timewave's scheduling and time tracking platform ensures accurate hours flow seamlessly into compliant pay stubs.

It’s time to protect your business—before it’s too late.